Female-Supported Households:
         A Continuing Agenda for the Kerala Model?
                          by
         Richard W. Franke and Barbara H. Chasin
              Montclair State University
          Upper Montclair New Jersey 07043  USA

        Paper for Presentation at the Seminar on 
          Women in Kerala:  Past and Present
             Government College for Women 

         Thiruvananthapuram, Kerala 63210
               11-12 February 1995

                  Co-Sponsored by
      Government College for Women Students' Union and
           AKG Centre for Research and Studies

This paper was published in Economic and Political Weekly
31(10):625-630.  March 9, 1996.

------------------------------------------------------------------

1.Introduction

  Delegates to the first International Congress on Kerala Studies 
in August 1994 focused their attention on shortcomings of and 
threats to the widely acclaimed "Kerala Model" of development.  
They were right to do so:  the essence of the Kerala Model is 
social justice, and social justice can only come about through 
honest discussion of all groups left out of the model's achieve-
ments, followed by effective action to bring the "forgotten ones" 
in.

  Kerala has brought near 1st world levels to most of its people 
in literacy, life expectancy, and infant mortality.  Kerala's 
achievements have largely transcended caste, class, rural/urban 
and gender limitations (Franke and Chasin 1994).  But papers at 
the International Congress revealed a number of small groups left 
out.  These included  fishing people (Karuna et al and Kurien), 
female stone cutters (Ukkuru et al), female domestic servants 
(Subramony), some female agricultural laborers (Mencher), at 
least some tribal peoples (Devi; Corrie), and migrant workers 
from Tamil Nadu.  Although not discussed specifically at the 
Congress, we could add that headload and other casual laborers 
may also suffer deprivations not consistent with Kerala's social 
justice model of development (Pillai 1992).

  Adding all these groups together, we estimate that perhaps 15% 
of Kerala's people are left out in some way from the benefits of 
the Kerala model.  Although most development experts would 
consider 85% beneficiaries a remarkable achievement, Kerala's 
activists should see this 15% as a challenge.  The Kerala model 
cannot be fully successful until all the state's people are includ-
ed.

  A closer examination of the "forgotten ones" makes clear that 
women are a major component.  As in other societies, Kerala 
women earn less than men and face numerous barriers to equality 
and economic security.  Understanding the dimensions of women's 
inequality is one step towards developing an agenda for action to 
overcome it.

  In this paper, we offer evidence on two dimensions of male/fe-
male inequality in the Central Kerala village of Nadur:  (1) 
women's work and wages and (2) the effects of wages on house-
holds primarily dependent on women for their incomes.  Our 
research in Nadur took place from 15 November, 1986 to 15 July, 
1987.  We surveyed 170 households including 1,035 individuals 
across a range of castes, classes, income levels, family struc-
tures, educational levels, and Kerala model variables such as land 
reform, ration shops, school lunches, and special development 
programs.  Our main village-level findings appear in our study 
entitled Life Is a Little Better:  Redistribution as a Development 
Strategy in Nadur Village Kerala (Franke 1993), soon to appear in 
a Malayalam translation.  That study covers caste, class, and 
income inequality, but does not include our findings on women.  
We present them at this conference for the first time.1

2.Women's Work and Women's Wages in Nadur

  Our sample includes 676 individuals between the working ages 
of 15 and 64 as shown on table 1.  Occupational categories are 
listed from most to least common.  The table shows that unem-
ployment is the main situation for both males and females added 
together.  The first finding confirms what other observers have 
reported for Kerala:  unemployment is the most serious problem 
facing the work force.  

  Looking beneath this overwhelming problem, we see that work-
ing men and women differ in their employment patterns.  "House-
hold affairs" is most common for females while males dominate the 
category of house compound and general labor with 89 workers 
against only 23 women.  By contrast, women make up 57 of the 64 
persons listing agricultural labor as their main occupation.

  These first two labor categories are important.  In 1987 house 
compound and general labor brought in Rs 25-30 per day.  
Agricultural labor garnered Rs 20 for men and Rs 12 for women.

                        Table 1
           Main Occupation of Household Members
                   Ages 15 Through 64
               Nadur Village Kerala, 1986-87
------------------------------------------------------------------
Occupation         Males %   Females  %     Total  Percent
------------------------------------------------------------------
Unemployed          51  15.4   96   27.9   147     21.7
Household Affairs   11   3.3  126   36.6   137     20.3
House Compound and
   General Labor    89  26.8   23    6.7   112     16.6
Agricultural Labor   7   2.1   57   16.6    64      9.5
Student             25   8.4   23    6.7    48      7.1
Petty Trade         30   9.0    3    0.9    33      4.9
Skilled Labor       29   8.7    1    0.3    30      4.4
Service             12   3.6    4    1.2    16      2.4
White Collar        10   3.0    4    1.2    14      2.1
Farmer              11   3.3    0    0.0    11      1.6
Professional         5   1.5    2    0.6     7      1.0
Pensioner            3   0.9    1    0.3     4      0.6
Other                4   1.2    3    0.9     7      1.0

Subtotal           287  86.4  343   99.7   630     93.2

Absent Laborer      45  13.6    1    0.3    46      6.8

Total              332 100.0  344  100.0   676    100.0
------------------------------------------------------------------

Notes:  
The category Other includes 3 servants, a religious practitioner, 
and 3 unknown.
Spinners at the Cooperative are included in General Labor.
Source:  adapted from Franke 1993:162.

  We see further that women are approximately equal as numbers 
of students, but table 1 shows that petty trade, skilled labor, 
white collar, service work, farmer, and professional employment 
are dominated by men at an average ratio of about 10 to 1.  Most 
Nadur men do not earn high incomes, but nearly all Nadur women 
are relegated to the status unemployed, household affairs, or the 
lowest paying agricultural field labor.

  Table 1 also shows that 45 of 46 absent workers from Nadur 
are males.  Except for one female working as a maid in New 
Delhi, all remittance incomes are provided by men.  These data 
are more extreme than Kerala's overall picture, but they fit 
generally into the Kerala pattern where overwhelmingly workers 
outside their home villages are men.2  In Nadur in 1987, 9% of all 
sample income derived from male labor outside the village, further 
skewing the inequality in earnings between males and females 
individually within Nadur.

3.Female-Supported Households as Units of Analysis

  Individual employment statistics are important but incomplete 
indicators of individual well-being.  Most individuals in Kerala 
live in households where income and resources are shared to some 
extent.  Thus, females earning low incomes, suffering unemploy-
ment, or engaging in household work, could be receiving some of 
the benefits of their higher-earning male household partners.  
Depending on the household structure and composition, these 
could include husbands (nuclear households), fathers or sons 
(extended households), male in-laws (joint households), or combi-
nations of these (complex households).  Even the single female -- 
widowed, divorced, abandoned, or never married -- could be 
receiving assistance from male relatives nearby.  Especially in 
rural areas, where family members live close to each other -- 
even if households have partitioned -- households are usually 
more appropriate units of analysis than individuals.3 

The question then becomes:  to what extent does the concentra-
tion of females in the lowest income-generating labor categories 
lower the incomes of the households themselves?

4.Female-Supported Households in Nadur

  We identified 22 female-supported households, or 13%  among 
the 170 households in the 1987 Nadur sample.  Female-supported 
means that over 50% of household income derives from the work of 
female household members.4  Table 2 shows the distribution of the 
working members of the two kinds of households.5

                        Table 2
           Main Occupation of Household Members
    Ages 15 Through 64 by Gender of Economic Dependency
               Nadur Village Kerala, 1986-87
------------------------------------------------------------------
                  Male-Supported        Female-Supported
                      N=148                 N=22
                 -----------------       ----------------
Occupation         Males    Females      Males    Females
------------------------------------------------------------------
Unemployed           48        94          3        2
Household Affairs    10       119          1        7
House Compound and
   General Labor     89        14          0        9
Agricultural Labor    6        46          1       11
Student              23        19          2        4
Petty Trade          29         0          1        3
Skilled Labor        29         0          0        1
Service              13         3          0        3
White Collar          7         3          0        1
Farmer               11         0          0        0
Professional          7         1          1        1
Pensioner             3         1          0        0
Other                 3         1          0        0

Subtotal            278       301          9       42

Absent Laborer       42         0          3        1

Total               320       301         12       43
------------------------------------------------------------------


  From table 2 we can see that male-dependent households have 
most of the better paying income sources such as professional, 
skilled labor, service occupations, white collar, and house com-
pound labor.  After subtracting students, unemployed, and 
household affairs persons, male-supported households have 308 
workers or an average of 2.1 per household.  Female-supported 
households, by contrast, have 36 workers for 22 households, or 
1.6 on average.  

  As we predicted, the incomes of the female-supported house-
holds were substantially lower than male-supported households;  
average household income was Rs 3,702 for female-supported 
compared with Rs 7,342 for male-supported households.  This 
difference was statistically significant at 0.02 in an analysis of 
variance (ANOVA).  As table 3 indicates, female-supported 
households were distributed far more in the lower income quin-
tiles.

                        Table 3
        Quintile Distributions of Household Incomes of 
     Male-Supported Versus Female Supported Households
                Nadur Village Kerala, 1987
------------------------------------------------------------------
                          Male-Supported  Female-Supported
                         ----------------  ----------------
Quintile                  Number  Percent  Number  Percent
------------------------------------------------------------------
Highest (Rs 9,200-54,000)    33      22        1      5
2nd    (Rs 6,000- 9,199)     33      22        1      5
3rd    (Rs 3,920- 5,999)     29      20        5     23
4th    (Rs 2,900- 3,919)     30      20        4     18
Bottom (Rs   840- 2,899)     23      16       11     50

Totals                      148     100       22    101
------------------------------------------------------------------


      Thus we see that 22% of male-supported households are 
within the best-off quintile compared to only 5% of female-sup-
ported households.  By contrast, 50% of female-supported and 16% 
of male-supported households were in the lowest quintile.

    General household income, however, does not take into 
account size differences as we saw above in the breakdown of 
dependent household members over 64 and under 14.  Female-
supported households average 3.9 members versus 6.4 for male-
supported households.  When adult equivalents (AE)6 are used, 
we find that female-supported households average 3.2 versus 5.4 
for male-supported households.  When household adult equivalent 
composition is taken into account, the AE income averages Rs 
1,501 for female-supported households versus Rs 1,570 for male-
supported ones.  The difference is not statistically significant.  
Similarly, households are almost equally distributed across the 
income quintiles as shown on table 4.

                        Table 4
     Quintile Distributions of Adult Equivalent Incomes of 
     Male-Supported Versus Female Supported Households
                Nadur Village Kerala, 1987
------------------------------------------------------------------
                        Male-Supported    Female-Supported
                       -----------------   ----------------
Quintile                Number   Percent    Number Percent
------------------------------------------------------------------
Highest (Rs 1,951-9,265)   30       20         4     18
2nd    (Rs 1,252-1,950)    28       19         6     27
3rd    (Rs   857-1,219)    30       20         4     18
4th    (Rs   632-  850)    30       20         4     18
Bottom (Rs   267-  621)    30       20         4     18

Totals                    148       99        22     99
------------------------------------------------------------------

Table 4 and the AE income data for the Nadur sample strongly 
indicate that households supported primarily by women do almost 
as well as households supported primarily by males.  Since table 
1 shows clearly that women are clustered in the lower wage jobs, 
and the associated wage data show that women earn less than men 
in comparable jobs such as agricultural labor, we must conclude 
that female-supported households have developed survival strate-
gies and that these strategies succeed in placing them almost 
economically equal to male-supported households.  What could 
these strategies be?

5. Strategy 1:  Small Size and Limited Dependents

        In the absence of higher-earning male supporters, 
female-supported households apparently limit their size to maxi-
mize their per-AE incomes.  To a certain extent this is a conse-
quence of the likely causes of female-supported households in the 
first place.  Most are made up of women whose husbands died, 
abandoned them, or have become too ill or feeble to work -- along 
with any dependents these women cannot or are not willing to try 
to place in other households.

        We can see from table 2 that female-supported house-
holds absorb less than their share of unemployed, household 
affairs, and students:  with 13% of the households, they account 
for 3% of the unemployed, 6% of those living off household affairs, 
and 12% of students.  Members over 64 are 15% (13 of 88) in 
female-supported households along with 7% of children under 14 
(21 of 317).7  The demographic support burden on female-sup-
ported households is thus less than on their male-supported 
counterparts.  Another way to conceptualize this is to say that 
female-supported households manage greater efficiency in the 
relation between earners and dependents.

      How do female-supported households achieve this efficien-
cy?  One mechanism is to partition themselves off from their 
children, living in small houses on the family paramba, after 
transferring any rice land to the adult children.  Added to this 
may be benefits from Kerala government programs such as agri-
cultural laborer pensions.

     Lakshmiyamma is a 71-year-old widow of many years.  
     She lives with her 33 year old daughter Narayani, an 
     agricultural laborer whose husband deserted her 
     several years back.  One of Lakshmiyamma's sons is 
     in a leprosy hospital.  Lakshmiyamma and Narayani 
     live in a small house on the edge of the main para-
     mba.  Two sons live in the main house, managing the 
     1.5 acres rice land to benefit their own partitioned 
     households.  Along with Narayani's small income from 
     field labor, the household lives off Lakshmiyamma's 
     agricultural laborer's pension of Rs 45 per month [in 
     1987].8

Lakshmiyamma is a Nair caste member, like 82% of the female-
supported households in Nadur.  None are Nambudiri, Muslim, or 
Mannan; 1 is Pulaya, 1 Chetty, and 2 are Ezhavas.  The flexibili-
ty of membership and gender roles as heads of households among 
Nairs may contribute to their being so over represented in the 
female-supported households.  Nairs make up 48% of the Nadur 
sample households overall.

  Lakshmiyamma is one of 10 widows among the 22 female-sup-
ported households.  Two other widows are receiving agricultural 
laborer pensions, one receives a pension from a company in 
Madras where her husband had worked before his death, one 
works on a rubber estate, another sells coconuts, and another 
sells rice from the farm land of her children who are living away 
from Nadur.  Another widow of 20 years shares running of a tea 
shop with two adult daughters; one other widow has a 29 year old 
daughter who works as an agricultural laborer and another 
daughter who receives a pension for being handicapped.  Finally, 

     Janaky is a 65 year old Pulaya widow of 15 years.  
     Three daughters -- 30, 28, and 25 years -- work as 
     agricultural laborers.  One granddaughter of 7 also 
     lives in the household.  The 3 combined agricultural 
     labor incomes are almost all the household has on 
     which to survive.  The daughters sometimes get a 
     little paramba work as well.  In 1986 the household 
     received a Rs 6,000 building loan to repair their 
     house which had been in bad condition.  They are 
     required to repay Rs 4,500 of the loan.

  Janaky's case illustrates the efficiency of a low-income house-
hold:  3 workers supporting themselves, one elderly mother -- 
not apparently receiving an agricultural laborer pension to which 
she is presumably entitled --  and one grandchild.  One husband 
is unaccounted for, and 2 adult daughters remain unmarried -- 
one of the consequences of their situation.

  Altogether 8 males and 54 females are widowers/widows in 59 
sample households.  Since 10 of these households are female-
supported, the chances of becoming female-supported are not 
increased by widowhood:  17% (10/59) versus 13% of the sample 
overall (22/170).   Similarly, 83% (49/59) of male-supported 
households have widows or widowers versus 87% of sample overall 
(148/170).  The ratios for each gender of support are thus almost 
the same.9  

  With separation, however, the chances are reversed.  Six 
households are headed by women separated, divorced, or deserted 
by husbands.  Four male-supported households have a separated 
female.  The odds of becoming female-supported are 60% (6/10 
versus 13% of sample) after separation contrasted with 40% (4/10 
versus 87% of sample) for remaining male-supported.  In one 
case, a 68 year old woman lives with her 56 year old sister and 
the sister's adult daughter.  The husband is severely ill, but 
lives in his mother's family's house in a nearby town.  The elder-
ly woman receives a small amount of money for cleaning the main 
village temple and the sister's daughter brings in a small income 
as a tailor.  Another separated woman of 54 lives by herself and 
works in a rubber estate; a third now divorced receives rice as 
needed from her daughter living in the next village; a 46 year 
old divorced pappadam maker continues to make pappadams while 
supporting her 23 year old daughter training to be a nurse.  One 
26 year old woman abandoned by her husband works full time in 
Nadur's spinning coop from which she earns a meager income.  
And one divorced woman lives from agricultural labor and work as 
a servant to a high caste household.  Her daughter also does 
agricultural labor; together they support 2 infant children and 
the daughter's husband who has been severely ill and weak for 
several months.

  The final 6 female-supported households have intact couples, 
but are also primarily aged partition split-offs or households with 
adults unable to work full time because of illness.

     Govindan is a 49 year old Nair former temple servant 
     and agricultural laborer.  Both he and his wife have 
     had health problems and are not able to work regular-
     ly.  The household's 8 members include the parents 
     and their 6 daughters.  Amaru, 19, and Karthyayani, 
     18, work at the Nadur spinning cooperative.  Their 
     combined earnings are the primary support of the 
     household.  When Amaru marries, a prospect soon to 
     happen, she will probably stop cranking the charkas 
     to rewind the thread and the household may have to 
     send the 3rd daughter, Chinnamaru, now 16, and 
     studying in the 10th standard, to help keep the 
     household afloat.10

  One Nair household depends entirely on the incomes of 2 spinn-
ers to support its 5 members.  Another Nair household combines 
the former village clerk's pension to the 83 year old male head 
with the income from their 39-year old daughter who works as a 
teacher in the village school.  A daughter-teacher combines with 
income from temple work to support an elderly couple who lost 
substantially in the land reform.  A household partition combines 
the agricultural labor pension and servant income of the male 
head with his adult daughter's work as an agricultural laborer 
and maidservant to support their small house on the edge of a 
compound where the larger dwelling has gone over to the other 
adult children.

  Finally, Sankaran and his wife, aged 79 and 62, both receive 
agricultural labor pensions.  They combine these with the income 
from one daughter who works as an agricultural laborer and 
another who works as a postal agent to support the four adults 
and 4 children.

  In general, then, we see female-supported households in Nadur 
maximizing income per person or AE by remaining small and/or by 
partitioning off from larger family units.  We also see in these 
cases that women maintain small households in part by remaining 
childless after divorce or separation.  Unlike in the Caribbean 
and some other parts of the world, Kerala women do not apparent-
ly gather children around them into matrifocal or female-centred 
households.  The reasons for this pattern are worthy of further 
study.

6.Strategy 2:  Kerala Redistribution Programs

  The examples in section 5 above illustrate another strategy for 
female-supported households:  extensive use of Kerala government 
programs to redistribute wealth to the poorest households.  
Although these programs do not target female-supported house-
holds in particular, such households seem to benefit out of pro-
portion to their numbers.  Three of the programs seem particular-
ly important in Nadur:  agricultural laborer pensions, the ration 
shop, and the Nadur spinning cooperative.

  We saw in the cases above that a total of 6 agricultural labor 
pensions occurred in 5 of the 22 female-supported households 
(23%).  These pensions accounted for 4% of the combined income 
of these 22 households, compared with 0.6% for the 12 pensions 
(8%) distributed among the 148 male-supported households.11

  Nadur's Ration Shop provides a second government program 
especially utilized by female-supported households.  Female-
supported households average 17 cents rice land and 34 cents 
house compound land versus 33 cents and 88 cents for male-
supported households.  Neither of these differences is statistically 
significant, but the rice land difference qualifies female-supported 
households for greater ration shop access:  77% of rice over the 
year as compared to 49% for male-supported households.12  We 
conducted 24-hour recall nutrition surveys in February and July 
1987.  In February, female-supported households were slightly 
above, in July slightly below their male-supported counterparts:  
all averages were within the range of 2,033 and 2,472 calories.  
According to respondents, female-supported households ate meat 
only 8 times per year on average.  When the all-vegetarian, all 
male-supported Nambudiri households were removed from the 
sample, male-supported households averaged 19 times per year to 
eat meat.  Since the ration shop does not supply meat, the meat-
eating differences support our interpretation that a substantial 
portion of the reason for female-supported success in nearly equal 
calorie intake to male-supported households is their access to and 
use of the ration shop.  Without the ration shop, the female-
supported households are at a strong disadvantage; for the foods 
it supplies, they achieve virtually equality with male-supported 
households.

7.Strategy 3:  Nadur's Spinning Coop

  Nadur houses a unit of the Kerala Khadi and village Industries 
Association, a spinning cooperative that employed 29 young women 
from 3 villages in 1987.  The women, ages 15 to 33, turn masses 
of ground and twisted cotton called sliva into refined thread that 
can be woven on handlooms.  Their work -- hand cranking ma-
chines called charkas, is called rewinding.

  The work is monotonous and unhealthy.  The charkas are not 
electrified.13  The women sit before the machines for hours.  
Cotton dust fills the poorly lighted and poorly ventilated room.  
The workers complain of backache, stomach pain, chest pain, and 
bronchial disorders.  Because of the illnesses and because the 
young women also have substantial household chores, they aver-
age only 2.3 weeks work per month, for an average monthly wage 
of Rs 103. 
  Despite the physical difficulty of the work, rewinding sliva at 
the charkas attracts young women from poor households because 
of the regular work and the relatively high pay.  Rs 103 per 
month for 12 months equals Rs 1,236 per year -- more than many 
male agricultural laborers could earn in the rice fields in 1987.  
Twenty of the coop workers came from Nadur, of whom 11 were 
members of 9 sample households.  Spinning wages made up only 
1% of total sample income, but averaged 29% for the 9 households 
with spinners.  Three of these households were female-supported:  
14% of female-supported households compared with 4% (6/148) of 
male-supported households.  The spinners in the female-supported 
households worked an average of 2.8 weeks per month, 22% more 
than in male-supported households.  Only one worked at the 
average while all the others worked above it.  They contributed 
73%, 85%, and 100% to their household incomes.  Two of the 
households had 2 spinners each, while:

     Sujatha was married at 23, but her husband deserted 
     her a few months later.  Now 26, she lives alone in a 
     small house on a small plot of paramba.  She has no 
     rice land and her immediate relatives shun her, 
     blaming her for the loss of her mate.  He lives in a 
     nearby village, married to another young woman, and 
     sends no money.  Without her full-time coop job, 
     Sujatha would have only a few coconuts on which to 
     live.

8.Female-Supported Households and the Kerala Model: 
  A Continuing Agenda?

  The Nadur household survey indicates that female-supported 
households achieve near equality with their male counterparts.  
They achieve this near equality despite women's lower wages and 
their concentration in the lowest paying jobs.  The strategies 
they use include tailoring their household structure to maximize 
income per consumption unit, making extensive use of Kerala's 
redistribution programs, and working at unhealthy, unpleasant 
jobs to earn incomes.  As Kerala's planners and activists consider 
initiatives for the next generation of the Kerala model, each of 
these strategies raises issues that suggest the need for further 
research or for immediate political action.

  8.1Structure

  Let us consider first the structure of female-supported house-
holds.  While highly efficient in a technical sense, they may be 
exacting a price in exhaustion from their members.  By maximiz-
ing workers in the household, female-supported households may 
lack adequate personnel to take care of household tasks.  Or, the 
members may have to do these tasks after hard days' of labor.  
In other words, female-supported households may achieve income 
equality with male counterparts at the cost of concentrating the 
double-shift within their household boundaries.

  To get an indication of the access to household labor, we 
compared all persons of all ages listing household affairs as their 
main activity by gender of main support.  The 22 female-
supported households have 17 household workers (8 between the 
ages of 14 and 64 -- see table 2) for an average of 0.8 per 
household.  The 148 male-supported households have 183 house-
hold workers (129 between 14 and 64) for an average of 1.2, 50% 
more household workers.  In addition, male-supported household 
affairs workers average 52.4 years compared to 61.4 in female-
supported households.14  Female-supported households have fewer 
workers taking care of the home, and those workers are older 
and less physically able.

  These observations leave several questions unanswered.  Do 
female-supported households that are partitions farm out house-
hold tasks to their nearby offspring?  Do women workrs in fe-
male-supported households make extra use of Kerala's extensive 
tea shops for meals?  Most importantly, perhaps, don't female-
supported households have fewer household tasks?  We saw on 
table 3 that most unemployed dependents are in male-supported 
households.  And in section 5 we saw that only 7% of children 
live in the female-supported households.  Therefore, such house-
holds have fewer household maintenance burdens.  However, all 
households have certain basic "start-up" activities and daily 
maintenance activities that require some input from adult house-
hold workers:  shopping for food, cooking, cleaning, and child 
care where relevant.

  Does the lower demand for household labor balance out for 
female-supported households or do the adult members suffer more 
physically and mentally from their double shift burdens?  This 
seems an important area for further research.  One approach 
would be time allocation studies comparing male- and female-
supported households to find out how work is carried out inside 
and outside the households.  This could be combined with attitude 
surveys and/or life histories to get some indications about how 
the household members feel about their situation.

  Life histories might also make possible some understanding of 
another aspect of female-supported households:  the apparent lack 
of sexual and child-bearing fulfillment available to their adult 
female members.  In India, separation and abandonment leave men 
in position to have new spouses and families; for women this may 
be a difficult burden to overcome.  Sujatha's case in section 7 
above is illustrative.  Knowing more about the chances for remar-
riage for abandoned women in Kerala would help assess the emo-
tional price paid for the break-up of the household that is one 
major cause for the creation of female-supported households.  How 
many of the cases were freely chosen by the women?

  Widowhood poses a similar problem.  One estimate for India as a 
whole gives 33% of ever-widowed women as remarried compared 
with 66% of men (Gulati 1992:WS95).  The 1961 Indian census 
suggests that 20% of rural Kerala female widows remarry, with no 
figure for males (Gulati 1992:WS96).

  8.2Kerala Redistribution Programs

  The Nadur data indicate strongly that 2 of Kerala's major redis-
tribution programs are crucial to female-supported households.  
Recent central government policies to make the ration shops more 
like the open market will likely harm female-supported households.  
Our data suggest that returning the ration shop policies to their 
previous benefit patterns and maintaining the agricultural labor 
pensions should be high priorities for activists of Kerala's next 
phase of development.

  8.3Creating Female-Worker-Friendly Rural Employment

  Government programs such as ration shop price subsidies and 
pensions can only be secondary measures in Kerala's development.  
One of the highest priorities might be rural employment.  We saw 
in section 2 and on table 1 that Kerala women do not go out of 
their home villages to find work nearly as easily as do men.  One 
solution to this problem is to bring employment to the villages.  
Nadur's Khadi Cooperative which we describe in section 7 
provides some information on the dimensions of this issue.  While 
offering work crucial to the support of several households, the 
coop until recently took a heavy toll on its workers' health and 
happiness.  In 1992, the coop built an improved structure and 
electrified some of the machines, but cotton dust still fills the air 
and workers sit in uncomfortable positions without back rests.  
The coop building also lacks other amenities such as a conveni-
ent, dust-free area for eating lunch.

  One way to think about the future of rural employment in 
Kerala is to look at Kerala Dinesh Beedi Workers Cooperative 
Society (KDB).  This large centralized and decentralized industri-
al concern in Kannur and surroundings has managed to pay high 
wages and maintain profits while introducing gradual improvements 
in working conditions and benefits.  Over 50% of work sheds are 
now modernized and a building program is underway to modernize 
the rest within a few years.

  Significant features of KDB are its structure and its ownership 
system.  The structure includes centralized purchase and market-
ing combined with decentralized production units close to the 
homes of workers.  KDB is essentially worker owned.  With more 
than 50% of its workers female by 1992, KDB has become probably 
the largest female-worker-owned company in the world.  Close 
attention to the details of KDB's success and to its continuing 
problems might suggest how organizations like Nadur's Khadi 
cooperative could be modified to make them more attractive to 
rural workers.15  Such actions seem consistent with the ideals 
behind Kerala's New Democratic Initiatives that call for energizing 
the working population for action in its own self-interest.  The  
alternative is to await foreign investment or other outside inter-
ventions that may be based on concepts of efficiency intended to 
produce greater profits through exploitation and abuse of workers 
rather than through worker participation and social justice in the 
work place.

9.Conclusions

  Social movements in Kerala historically have engendered hope 
among workers and farmers that life can be a little better.  The 
strength of these movements has also stimulated optimism and 
idealism among Kerala's intellectuals and academics.  Both groups 
are represented at this conference on Women in Kerala:  Past and 
Present.  The old Kerala model has provided Kerala with many of 
the elements needed to plan and carry out a new Kerala model.  
We hope that the needs of women workers and female-supported 
households will be directly addressed by research and action 
coming out of this seminar.

10.  Notes

1. A detailed description of Nadur Village and its environment 
appears in chapter 3 of the English edition of Franke 1993.  The 
rationale for choosing the village is given in chapter 2.

2. Thomas Isaac (1992:4; 1993:64) provides evidence that about 
14% of Kerala workers in Kuwait in 1990 were maids, with nearly 
all other categories likely to be male workers except for teachers, 
cooks, clerks, and paramedics, of whom a small percentage might 
be female.  Oberai, Prasad, and Sardana (1989:28) found that 15% 
of Kerala migrants within India were female, a percentage higher 
than from Bihar (9%) or Uttar Pradesh (13%), the other two states 
represented in their sample.

3. See Franke 1993:32-33 for further discussion of the rationale 
for using households rather than individuals for income analysis.  
Of course, individuals must be the units when intra-household 
variations or inequality are the subjects of research.  For male-
female inequality, this is an important area in which much addi-
tional research is needed.

4. We chose female-supported over female-headed.  For economic 
analysis, the gender of economic support seems more straightfor-
ward.  The category female-headed implies concepts of authority 
as well as income generation.  In our Nadur sample 61 respond-
ents (36%) listed a female head of household.  In many cases, this 
seemed to be more a sign of respect towards an aging woman than 
an accurate account of decision-making power.  Some researchers 
in India would argue that any household with a male 18 years or 
older could not effectively have a female head.  Mencher (n.d.) 
gives various examples of the dimensions of this problem.  She 
too, seems to conclude that gender of support is the more useful 
concept.

5. Marilyn Cohen's (1992:309) findings from the 1901 Irish census 
demonstrate striking similarities with Nadur in patterns of female-
supported household structure and composition as well as employ-
ment efficiency (1992:306 and 308).  This suggests that in male-
dominated societies, female-supported households may have similar 
properties and similar causes despite otherwise large cultural 
differences.

6. An adult equivalent designates the amount of food energy 
required to sustain "an average adult male doing sedentrary 
work."  The Indian Council of Medical Research  adds tenths of 
an equivalent for heavier work and subtracts tenths for smaller 
body size of females and children giving a range of 0.4 to 1.6.  
Since most Nadur households spend well over 75% of their income 
on food, we consider the adult equivalent more accurate than per 
capita.  See Franke 1993, chapters 2 and 10 for further details 
on the use of this measure for the Nadur sample.

7. Males 60+ were 5.9% of sample individuals compared with 7.1% 
for the same category for Kerala as a whole.  Nadur females 60+ 
were 6.5% compared with 8.6% for all-Kerala.  The ratio of females 
to males 60+ was 1.1 for both (all-Kerala figures for 1986 from 
Gulati 1992:WS95).  These data confirm our claims (Franke 
1993:chapter 2) that the Nadur sample is representative.  Gulati's 
calculation of the totals is an average of the two percents rather 
than their addition, however.

8. The village name Nadur and the names of all individuals are 
pseudonyms.  No other information has been altered.

9. For Kerala in 1981, 19% of males over 70 remained widows.  
For Nadur, the figure was 21% (6 of 29).  Kerala females over 70 
were 81% still widowed -- that is, not remarried, compared to 73% 
for the Nadur sample (19 of 26).  For all-Kerala in 1981, the 
expected duration of widowhood for men was 3.5 years; for women 
it was 14.7 years (Gulati 1992:WS97 and WS99).  We do not have 
a comparable figure for Nadur, but the combination of longer 
female life expectation and lower ability to remarry could mean for 
Nadur and for Kerala that elderly female-supported households 
are likely to continue to be produced.

10. See Franke 1993:188-190 for a more detailed description of 
this household.

11. A Chi-Square test on the numbers of households receiving or 
not receiving at least one pension by gender of main support is 
significant at p < .05.

12. The ration shop percentage difference is significant in ANOVA 
at p < .001.  For this and all food and nutrition-related compari-
sons, we removed the single member households of both genders 
as consistent with the approach adopted in Franke 1993 and 
1993a, where explanations for the decision are provided.  On the 
individual nutrition surveys, ration shop usage by gender of 
household support was different in the same direction, but not 
statistically significant.

13. In 1992 the coop built a new work shed with electrical hook-
ups for some machines.

14. The age difference is significant at p = 0.0425 using ANOVA.

15. A forthcoming book on KDB will hopefully provide some of the 
material for the relevant discussions.  See Thomas Isaac, Pyaralal 
Raghavan, and Richard W. Franke, Mobilization, Skill, and Social 
Justice:  Achievements and Dilemmas of Kerala Dinesh Beedi, to 
be published in Malayalam and English in 1995.

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